Joe is a Co-Founder and Managing Director of ComplyCraft Consulting. He has 20 years’ experience of working in compliance, including over nine years working at the UK regulator (FSA/FCA) before working as a consultant for Complyport, Duff and Phelps (Kinetic/Kroll) and Bovill.

Joe has experience of working with most types of regulated firms during this time, including managers, advisers, traders and custodians in the wholesale industry as well as retail advisors, wholesale insurance brokers and credit unions. His breadth of experience provides a unique insight into the industry and the FCA’s regulatory approach.

Joe holds the CISI Level 6 Diploma in Regulation and Compliance (Merit) and CISI Level 3 Certificate in Global Financial Compliance, several financial exams (IAC/CFP) from CISI/CII respectively and BA Hons from Leicester University (Psychology and Sociology).

Nick is a Co-Founder and Managing Director of ComplyCraft Consulting. He has over 17 years of compliance experience including more than 12 years at the FCA/FSA and more than 5 years in consulting practice.

Notable experiences at the FCA including acting as ‘Business Technical Lead’ on the AIFMD Implementation Project for the Authorisations Department, being the FCA Supervisor of one of the UK’s most prominent managers and, separately, leading on firm examinations including market abuse controls assessments and pre-enforcement work.

In consulting, Nick has focused again on the alternatives sector with deep experience in the buy-side implementation of MiFID II, EU MAR and SMCR amongst other areas, alongside FCA authorisations, compliance monitoring, health checks and in-house secondments.

Nick holds a BSci in Mathematics from Imperial College alongside a number of relevant professional qualifications.

Poppy has several years’ experience of working in the compliance industry, most recently as a consultant at Bovill where she helped fund and asset management firms with various areas of regulation including FCA authorisations, compliance monitoring and ongoing compliance support. Notable experiences include working on FCA Section 166 investigations, part-time secondments to leading alternative asset managers and a number of large regulatory change projects on areas such as GDPR, SMCR and SFDR/ESG. Poppy also has first-hand experience of the compliance issues regulated firms face having spent 4 years in the compliance department of a UK fund manager.

Poppy graduated from Loughborough University where she studied English. She then went on to complete the Level 4 Diploma for Financial Advisers from the London Institute of Finance and Banking and is currently studying for the Level 6 Diploma in Investment Compliance with the CISI.

Steph has over 16 years’ experience working for the UK regulator (FCA/FSA) within the Supervision and Authorisation divisions.

Steph spent 5 years as a senior case officer within the wholesale authorisation department approving New Authorisation and Variation of Permission applications from Investment Managers subject to MiFID and AIFMD.

Steph also has 7 years’ experience within the Supervision Hub (previously Contact Centre) where she developed an excellent understanding of the FCA rules and how they apply to different business models. She also assisted firms in answering regulatory queries; helping to complete forms on Connect; and submitting data items on RegData.

Steph has completed the CISI Level 3 Award for Introduction to Investment and will be continuing studies with the CISI.

Peter has 12 years’ experience in financial services and compliance related roles (at the Financial Ombudsman, within regulated firms and as a compliance consultant).

Peter has four years’ experience working as a compliance consultant, most recently at Kroll (previously Kinetic Partners/Duff & Phelps). During his time there, Peter supported Appointed Representatives (ARs) as part of the in-house regulatory hosting business and brings with him a wealth of experience and knowledge of the Appointed Representative Regime. His responsibilities included leading on AR onboarding, AR monitoring and supporting senior management at the Principal firm in making critical decisions to ensure compliance with FCA rules and best practice.

Peter also has experience providing compliance monitoring support to fund and asset managers/corporate finance firms and assisting firms with authorisation applications.

Peter has completed the Level 3 CISI Investment Operations Certificate and graduated from Liverpool John Moores University with a BA Hons in Politics.

Sean has over 10 years' experience in financial services, the majority of which has been in compliance. This has included several years serving as a consultant to a range of regulated firms, including fund and investment managers, corporate finance firms, and retail investment platforms. Sean assists clients throughout the lifecycle of being an FCA-regulated firm; from regulatory perimeter guidance, applying for authorisation, establishing and running an appropriate control framework, and adapting to regulatory change on an ongoing basis. Notable recent work includes supporting a leading crowdfunding platform through a s166 review with a favourable outcome for the firm, and advising many firms on implementing the Consumer Duty. Sean also has experience of holding the SMF16 and SMF17 roles.

Additional experience includes in-house compliance roles at the global wholesale division of a large Dutch bank in Utrecht, and at a leading retail investment platform in London.

Sean holds an LLM (Public International Law) from Leiden University and an LLB (Law) from the University of Aberdeen. Sean also holds the CISI Level 6 Diploma in Investment Compliance.

Graham has 20 years’ experience of working as a consultant to a broad range of financial services firms, both in terms of scale and complexity as well as permissions having spent time initially at HedgeSupport (now March Compliance) and subsequently Complyport.

Graham has an extensive background and portfolio of client experience ranging from those firms on the periphery of regulation and advising on the steps required to remain unregulated to full scope firms offering market making and organised trading facilities, one of which where he spent almost two years seconded as an SMF16 and 17.

In addition to this, he has worked with asset managers, AIFMs, Brokers (principal and matched), CFD/FX firms, Market Makers and OTFs, Private Equity and Venture Capital firms and advisory/research firms, providing practical, commercial advice and guidance around key regulatory topic and matters.

He has also been involved in assisting in and leading s.166 projects around CASS, Corporate Governance and COBS and has been instrumental in firms having restrictions lifted through changes to processes and procedures.

Graham holds an LLB (Law) from Swansea University and CISI Diploma in Investment Compliance

With a decade of experience within financial services and eight years dedicated to compliance related roles, Kristian has a comprehensive understanding of the industry. His most recent role was as a Compliance Consultant at Kroll, where played a key role in the Regulatory Hosting Services (RHS) team and developed a deep understanding of the regulatory requirements that apply to regulatory hosts and appointed representatives.

Other experiences include FCA applications, regulatory due diligence, compliance monitoring, client onboarding, file reviews and providing ongoing support and compliance advice to a range of financial services clients. Kristian has a particular interest in payment services and financial crime, focusing on how evolving regulations and technology impact secure financial transactions and compliance.

Prior to consulting, Kristian worked at the Financial Services Ombudsman which provided a unique insight to where things can go wrong and the regulators approach to resolution.

Kristian has successfully completed the CISI Introduction to Investments and Securities exam and is actively pursuing the Level 3 CISI Investment Operations Certificate.